Pre Planning

preplanning-burial-cremation.jpgPre-arranging one’s own funeral or for that of a loved one saves the survivors a rather trying burden at the time of a death. In an at-need situation, there are many decisions that must be made in a short period of time. Pre-arrangement assures that those decisions have been made in advance, thus lessening the burden to the survivors.

A word about the pre-arrangement of funeral services: I am constantly amazed at the number of people in their 70s and 80s who have no funeral plans in place. I suppose that the fact that we live a death-denying society is the reason for this. We obviously do not wish to consider the death of our loved ones, or our own death, so this is something that is out of sight, out of mind. We prepare for so many other events in our lives, such as saving for a home, saving for college or planning for retirement. Since death will visit us all, preparation for such an event should be of paramount importance. At the very least, one should determine the final disposition – be it ground burial or cremation. If ground burial is desired, take the first step and select grave spaces, and pay for them now. The price is going to go up, not down, over the years.

chapel-funeral-services.jpgWe offer a comprehensive pre-planning program to assist you. You can easily and comfortably make all funeral arrangements and merchandise selections in advance, before the need arises. Funding of funeral pre-plans are through banks or life insurance policies. We can assign existing life insurance to the funeral home with no money out of your pocket; alternatively, you can pay for funeral expenses at today’s prices through a separate insurance product to lock in the costs for the funeral of the future. We offer lump-sum funding or monthly payments over one, three, five, or ten years.

Call us at any time to set an appointment to meet with you here or at your own residence. Of course, there is no obligation. We will be happy to explain all the options to you, whether it is a Medicaid preparation situation or if you wish to transfer your pre-arrangements from a corporately-owned funeral home to our family-owned funeral home. It is a simple process, and we are glad to be of service.